信用卡的利弊英语作文？4、取款手续费:与储蓄卡取款不同,信用卡取款手续费高。 5、容易被盗:信用卡可以进行小秘免付或密码免付。在持卡人不知情的情况下,信用卡很可能被不法分子利用,造成财产损失。 拓展资料: 1、那么，信用卡的利弊英语作文？一起来了解一下吧。
China's newest high-speed train, the fuxing, made its official debut between Beijing and Shanghai on June 26, traveling at 350 kilometers per hour. The fuxing, which debuted on June 25, can reach a top speed of 400 kilometers per hour. The fuxing's monitoring system can slow down the train in case of emergency or unusual conditions. Telemetry allows the control center to monitor the train in real time. "Fuxing is a major upgrade to harmony. In addition to being faster and having more space, the fuxing is also more energy efficient, reducing its energy consumption by about 17 percent per 100 kilometers. Moreover, the fuxing is designed to last 10 years longer than harmony's 20 years.
思路：
1、越来越多的人使用信用卡，信用卡有哪些好处。
2、信用卡的弊端。
3、你自己的观点。
范文如下：
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses.
Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
译文：
信用卡
个人信用卡在中国越来越普遍。
Nowadays, with the development of Internet, it is much easier to make the deal. People don’t have to carry the paper money, instead, they can use the cards, and then click on the computer, the deal is finished. Credit card is very popular, many people choose to use it. But we need to take care.
如今，随着网络的发展，交易变得容易多了。人们不需要带着现金，他们可以使用卡，然后在电脑上面点击一下，交易就完成了。信用卡是很受欢迎的，很多人选择使用。但是我们需要当心。
On the one hand, credit card gives people a large amount of money to spend ahead. When people have a lot of money at hand, they will have the strong desire to spend and buy what they want. Some people can’t control themselves. Credit card brings people the sense of satisfaction.
一方面，信用卡给人们提供了很大一笔提前预支的钱。
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
Credit cards have had bad preover the past few months of the credit crunch they only cause more debt and have unfair rates of interest. . However, if a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.
One of the most beneficial aspects of having a credit card is that it can help you to increase your credit score. If you have little borrowing experience, taking out a credit card helps to convey to other creditors that you are a responsible and reliable borrower. www.chddh.com
Another benefit of owning a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card, and some do not accept cash payments at all. As well as this convenience, many card companies give insurance on large purchases. An example of this is when airline XL went bust in September,
A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have acceto money during emergencies. If you resist the temptation of spending the money on your credit card, you are left with a good sum of money to use when you most need it. You only pay interest on purchases or on cash withdrawals, so keeping a credit card at home (where you won't be able to spend on it) can be very valuable.
关于在网上购物,信用卡安全问题写一篇英语作文
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
但人们要小心。
以上就是信用卡的利弊英语作文的全部内容，Credit card have its advantages and short-comings.这里主要注意的是“有”的翻译，即“have”因为后面包含了两个词，所以应该是复数而不是单数。仅供参考！。
